Bond repayment calculator
Estimate your monthly bond repayment and upfront costs before buying a property. Includes transfer duty, bond registration, and attorney fee estimates.
Bond repayment calculator
R
R500 000R10 000 000
10% (R150 000)
0% (R0)50% (R750 000)
20 years
5 years30 years
%
Estimated monthly bond repayment
R14 397/ month
Bond amount
R1 350 000
Total interest
R2 105 280
Total repayment
R3 455 280
Estimated upfront costs
DepositR150 000
Transfer dutyR8 700
Bond registration (est.)R21 200
Transfer fees (est.)R23 000
Total upfrontR202 900
Transfer duty uses SARS rates effective 1 April 2025 (current for 2026/27). Bond registration and transfer fees are estimates. Actual costs depend on the property and attorneys involved. Prime rate is currently 10.25%.
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