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Total cost of car ownership
The price tag is just the beginning. This calculator shows the true monthly cost of owning a vehicle — including finance, insurance, fuel, and maintenance.
Total cost of ownership
R
R50 000R3 000 000
10% (R25 000)
0% (R0)50% (R125 000)
60 months
12 months72 months
13%
9%18%
R3 000
R500R8 000
R500
R0R3 000
Estimated total monthly cost
R10 119/ month
Finance repaymentR5 119
Insurance (est. avg)R1 500
FuelR3 000
MaintenanceR500
Total over 60 months
R607 140
Total interest paid
R82 140
Est. value after 5 yrs
R110 926
Depreciation estimated at 15% per year. Insurance based on 0.4%–0.8% of vehicle value. Actual costs depend on driving habits, vehicle age, and location.