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Total cost of car ownership

The price tag is just the beginning. This calculator shows the true monthly cost of owning a vehicle — including finance, insurance, fuel, and maintenance.

Total cost of ownership

R
R50 000R3 000 000
10% (R25 000)
0% (R0)50% (R125 000)
60 months
12 months72 months
13%
9%18%
R3 000
R500R8 000
R500
R0R3 000
Estimated total monthly cost
R10 119/ month
Finance repaymentR5 119
Insurance (est. avg)R1 500
FuelR3 000
MaintenanceR500
Total over 60 months
R607 140
Total interest paid
R82 140
Est. value after 5 yrs
R110 926

Depreciation estimated at 15% per year. Insurance based on 0.4%–0.8% of vehicle value. Actual costs depend on driving habits, vehicle age, and location.

Next steps in your buying journey

Quotes are one piece. Here's what else is worth checking before you commit.