Honest numbers for South Africa's biggest financial decisions
GuideStation helps South Africans understand what a major financial decision actually costs — before you make it, and while you're living with it. Whether you're buying a car, taking on a home loan, working out your tax, or planning for retirement, we give you clear, current numbers so you can weigh the decision yourself.
The real cost of a financial decision is almost always hidden. The sticker price on a car doesn't include insurance, finance charges, or what it costs to run. A home loan isn't just the monthly repayment — there's transfer duty, attorney fees, and bond registration. The salary on an offer letter isn't what lands in your account. We make those costs visible, clearly and in seconds, so you're deciding with real numbers instead of guesses.
No sign-up. No personal data collected. Just the numbers, explained.
- Car — estimate insurance, calculate finance repayments, check affordability, and see the total cost of ownership
- Property — work out bond repayments including transfer duty, registration, and attorney fees, and check what you can afford
- Money — see your PAYE, UIF, and take-home pay on the latest SARS tables; work out the tax benefit of a retirement annuity; and check whether your retirement savings are on track
- Health — estimate medical aid and pet cover costs and compare options
When you're ready to act, every tool points you to trusted South African providers — insurers, banks, medical schemes, and retirement providers — and you deal with them directly.
GuideStation gives you decision support, not financial advice. Our tools produce estimates to help you weigh a decision; they are not a recommendation about what to do with your money.
GuideStation is independent. We don't sell financial products, and we don't collect your personal information.
Got a tool idea, spotted an error, or want to talk about being listed as a provider? Get in touch →
Built in South Africa, for South Africans.
GuideStation is a South African company. All calculations use local rates, local providers, and local rules — SARS tax tables, SA insurer pricing, South African transfer duty, and medical schemes registered with the CMS.