Money tools

Your income, your tax, and what to do with it. Free tools using current South African rates — no sign-up, no personal data collected.

PAYE tax calculator

Calculate your monthly PAYE, UIF, and net pay from your annual salary. Updated with the latest SARS tax tables for the 2026/2027 tax year.

See how much tax you save by contributing to a retirement annuity, and how that builds toward your retirement.

Am I on track? Check against a % of your current income. The quick diagnostic — set a replacement ratio and see how much of it you'll cover.

Want R25,000/mo? See if your savings will fund it. The full planner — the capital you need, and what to save each month to get there.